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Effective Date: November 7, 2025
Terms and Conditions
Welcome to The Mortgage Nut. These Terms and Conditions (“Terms”) govern your use of the website located at themortgagenut.com (the “Website”) and any related services provided by Jack Chattel Inc., doing business as The Mortgage Nut (“The Mortgage Nut,” “we,” “us,” or “our”).
By accessing or using our Website or Services, you agree to be bound by these Terms.
1. Use of Website
You agree to use this Website for lawful purposes only and in a manner consistent with all applicable laws and regulations.
You agree not to:
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Use the Website for fraudulent or unlawful purposes
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Attempt to gain unauthorized access to systems or data
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Interfere with the Website’s functionality or security
2. No Financial or Legal Advice
Information provided on this Website is for general informational purposes only and does not constitute financial, legal, or tax advice.
Loan approvals, terms, and rates are subject to underwriting guidelines, credit approval, and applicable laws.
3. Loan Services Disclaimer
Submitting information through our Website does not guarantee approval for a mortgage or loan product.
All loan applications are subject to:
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Verification of information
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Credit review
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Property evaluation
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Applicable lending guidelines
4. Communications Consent
By submitting your information through our Website, you consent to be contacted by The Mortgage Nut via phone, email, and SMS/text messaging for purposes related to your inquiry, loan application, or services.
5. SMS Messaging Terms
By providing your phone number and opting in, you agree to receive SMS (text) messages from The Mortgage Nut, which may include:
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Appointment confirmations and reminders
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Loan updates and application status
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Customer support communications
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Occasional marketing or promotional messages
Message frequency varies based on your interaction with us.
Message and data rates may apply.
You may opt out of receiving SMS messages at any time by replying:
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STOP to unsubscribe
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HELP for assistance
Consent to receive SMS messages is not a condition of purchase.
6. Privacy
Your use of our Website is also governed by our Privacy Policy.
We encourage you to review our Privacy Policy to understand how we collect, use, and protect your information.
7. Intellectual Property
All content on this Website, including text, graphics, logos, and design, is the property of The Mortgage Nut or its licensors and is protected by applicable intellectual property laws.
You may not reproduce, distribute, or use any content without prior written permission.
8. Third-Party Links
Our Website may contain links to third-party websites. We are not responsible for the content, accuracy, or privacy practices of those sites.
9. Disclaimer of Warranties
This Website and its content are provided “as is” and without warranties of any kind, either express or implied.
We do not guarantee that:
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The Website will be uninterrupted or error-free
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Information will always be accurate or current
10. Limitation of Liability
To the fullest extent permitted by law, The Mortgage Nut shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Website or Services.
11. Indemnification
You agree to indemnify and hold harmless The Mortgage Nut from any claims, damages, or expenses arising out of your use of the Website or violation of these Terms.
12. Changes to Terms
We may update these Terms from time to time. Any changes will be posted on this page with a revised effective date.
13. Governing Law
These Terms shall be governed by the laws of the State of California, without regard to its conflict of law principles.
14. Contact Information
The Mortgage Nut
28009 Smyth Drive, Suite 200
Valencia, CA 91355
Email: info@themortgagenut.com
Phone: (661) 505-2522
By using this Website, you acknowledge that you have read, understood, and agree to these Terms and Conditions.
