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Our Services

Lending Made Simple... Service Made Personal

Loan Solutions

Explore our range of personalized mortgage solutions tailored to your needs and goals.

Self-Employed Bank Statement Program

Designed for self-employed borrowers who may not show consistent W-2 income. We use your bank statements to verify income instead of tax returns, making it easier to qualify for a mortgage.

Non-QM Loan Programs

Non-Qualified Mortgage (Non-QM) loans are flexible options for buyers who don’t fit traditional lending guidelines — ideal for investors, retirees, or anyone with unique income situations.

FHA Loans

A great choice for first-time homebuyers. FHA loans offer low down payments, easier credit requirements, and flexible qualification terms backed by the Federal Housing Administration.

VA Loans

Exclusively for eligible veterans, active-duty service members, and their families. VA loans offer 0% down, no mortgage insurance, and some of the best rates available.

Conventional Loans

A traditional loan option with flexible terms and competitive rates for well-qualified borrowers. Perfect for buyers looking to build equity and avoid mortgage insurance with 20% down.

Jumbo Loans

For higher-value properties that exceed standard loan limits. Jumbo loans offer competitive rates and flexible options for qualified buyers purchasing luxury or high-end homes.

USDA Loans

Ideal for buyers in eligible rural or suburban areas. USDA loans offer 100% financing, low rates, and no down payment requirements for qualifying borrowers.

Down Payment Assistance Programs

Programs designed to help qualified buyers cover part or all of their down payment or closing costs — making homeownership more affordable and achievable.

Mortgage Calculator

Estimate your payment — fast, simple, and clear.

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Home Loans, Refinances & More

We provide solutions to finance your dreams.

100%

Personalized Client Care

5-Star

Customer Satisfaction

100+

Lenders Network

10+

Years of Expertise

Apply for your home loan today and receive your pre-approval typically within 24 hours.

Lending Made Simple... Service Made Personal

At Mortgage Nut, we’re known for our transparency, responsiveness, and precision — answering every call and message promptly, and ensuring every contingency deadline is met with care and professionalism. Your goals deserve more than a loan — they deserve a partner you can trust.

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Client Experiences

Discover the positive impact of our mortgage solutions through client experiences.

"Erica is definitely someone I will be coming back to for my first home purchase. Due to personal reasons me and my husband were not able to purchase at this time. But that does. It mean that Erica was the reason, she got me and my husband prequalified, she worked around the clock for us as well as always responded to my emails and texts messages!"
- @Svargas2

(661) 505-2522

info@themortgagenut.com

28009 Smyth Drive #200, Valencia CA 91355

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Monday - Sunday

8:00AM - 7:00PM

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NMLS #2280482

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