About Us

Lending Made Simple... Service Made Personal

Why Work With Us?

At Mortgage Nut, we believe getting a home loan shouldn’t feel complicated or overwhelming. Our mission is to make lending simple, clear, and personal. From the moment you connect with us, you’ll experience a process built on communication, education, and genuine care. We take the time to understand your goals and guide you through every step with transparency and trust.

Our team is known for what so many lenders overlook — responsiveness. We pick up the phone, follow through on timelines, and keep you informed from start to finish. Whether you’re a first-time buyer or a seasoned homeowner, you’ll always have real people ready to answer your questions and help you move forward confidently.

We pride ourselves on combining industry expertise with a human touch. Every loan, every client, and every conversation matters to us. When you work with Mortgage Nut, you’re not just another file — you’re a relationship we value and a success story we’re proud to be part of.

Family in front of new home in Santa Clarita, California

Meet the Team

Behind every successful loan is a dedicated team that truly cares. We work together each day to provide honest guidance, seamless service, and a lending experience that feels human.

Carie Gonzalez

NMLS#2246637

I believe that buying a home should feel exciting, not overwhelming. That’s why I take the time to listen, explain your options, and make the lending process easy to understand. With years of experience in real estate and lending, I’m dedicated to creating a smooth, positive experience — one built on trust, communication, and genuine care for my clients’ goals.

Heber Gonzalez

NMLS#259470

As a dedicated mortgage broker and business owner, I’m committed to making lending clear, honest, and efficient. My goal is to help clients understand their options, choose the right loan strategy, and feel confident throughout the entire process. I value communication, precision, and trust — because when it comes to your home and finances, you deserve nothing less.

Erica Miyata

NMLS#1597000

As an independent mortgage broker, I’m passionate about making the lending process simple and stress-free. My goal is to provide clear guidance, honest communication, and personalized solutions that fit your unique goals. Whether you’re buying your first home, refinancing, or just exploring your options, I’m here to make sure you feel confident every step of the way.

Home Loans, Refinances & More

We provide solutions to finance your dreams.

100%

Personalized Client Care

5-Star

Customer Satisfaction

100+

Lenders Network

10+

Years of Expertise

Apply for your home loan today and receive your pre-approval typically within 24 hours.

Lending Made Simple... Service Made Personal

At Mortgage Nut, we’re known for our transparency, responsiveness, and precision — answering every call and message promptly, and ensuring every contingency deadline is met with care and professionalism. Your goals deserve more than a loan — they deserve a partner you can trust.

Apply for a Loan Now!

Client Experiences

Discover the positive impact of our mortgage solutions through client experiences.

"Erica Miyata is a TOP TIER Mortgage broker in Santa Clarita. She has tons of knowledge and available loan options for people. What i love most about Erica is here integrity and honesty. She is a real estate / loan professional I 1000000 percent trust, and that is saying so much now and days! I would highly recommend her to anyone who needs to start the home buying process."

- Alex Hollander