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The Mortgage Nut logo — Santa Clarita mortgage broker

Lending Made Simple... Service Made Personal

Santa Clarita Mortgage Broker - FHA, VA, Jumbo & Bank Statement Loans

Our Story

The Mortgage Nut was built on a simple belief — homeownership should feel exciting, not overwhelming.

 

As a dedicated team of lending professionals licensed throughout California, we serve buyers, homeowners, and investors across Valencia, Santa Clarita, Stevenson Ranch, Newhall, Saugus, Canyon Country, Castaic, and communities throughout Los Angeles and Ventura counties.

 

We specialize in loan programs that fit real lives — not just perfect W-2 borrowers. Whether you're a first-time buyer in Valencia, a self-employed business owner in Santa Clarita, a veteran using your VA benefit, or a luxury buyer needing a jumbo loan, we tailor every loan experience around your goals, your timeline, and your story.

 

Our network of 100+ lenders means we shop the market for you — so you never settle for one bank's product when a better option exists. From your first call to the moment you get the keys, our team answers every message, meets every deadline, and makes sure you always know exactly where your loan stands.

 

With 10+ years of expertise and a track record of 5-star client experiences, The Mortgage Nut is the lender that works harder for you.

 

📍 Serving: Valencia • Santa Clarita • Stevenson Ranch • Newhall • Saugus • Canyon Country • Castaic • All of California

📞 (661) 505-2522  |  ✉️ info@themortgagenut.com  |  NMLS #2280482

Lending that feels personal — because it is.

Loan Solutions

Explore our range of personalized mortgage solutions tailored to your needs and goals.

Jumbo Loans

Non-QM Loan Programs

VA Loans

USDA Loans

Down Payment Assistance Programs

Self-Employed Bank Statement Program

Conventional Loans

FHA Loans

Home Loans, Refinances & More

We provide solutions to finance your dreams.

100%

Personalized Client Care

5-Star

Customer Satisfaction

100+

Lenders Network

10+

Years of Expertise

Apply for your home loan today and receive your pre-approval typically within 24 hours.

Lending Made Simple... Service Made Personal

At Mortgage Nut, we’re known for our transparency, responsiveness, and precision — answering every call and message promptly, and ensuring every contingency deadline is met with care and professionalism. Your goals deserve more than a loan — they deserve a partner you can trust.

Our Simplified Process

Making the mortgage process simple, transparent, and tailored to fit your unique financial goals.

01

Connect & Discover

We start with a quick conversation to learn your goals, budget, and timeline so we can match you with the right loan options.

02

Apply With Ease

Complete our simple online application or work directly with us — we’ll guide you every step of the way.

03

Get Pre-Approved

We review your information quickly, help you understand your numbers, and prepare your pre-approval so you can shop with confidence.

04

Close & Celebrate

We coordinate the final details, keep communication clear, and make sure closing day feels effortless and exciting.

Mortgage Calculator

Estimate your payment — fast, simple, and clear.

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Client Experiences

Discover the positive impact of our mortgage solutions through client experiences.

"Erica Miyata is a TOP TIER Mortgage broker in Santa Clarita. She has tons of knowledge and available loan options for people. What i love most about Erica is here integrity and honesty. She is a real estate / loan professional I 1000000 percent trust, and that is saying so much now and days! I would highly recommend her to anyone who needs to start the home buying process."
- Alex Hollander

(661) 505-2522info@themortgagenut.com

28009 Smyth Drive #200, Valencia CA 91355

NMLS #2280482 | Equal Housing Lender

Monday - Sunday | 8:00AM - 7:00PM

Privacy Policy | Terms & Conditions

© 2026 Jack Chattel Inc. dba The Mortgage Nut

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The Mortgage Nut is a licensed California mortgage broker serving Valencia, Santa Clarita, Stevenson Ranch, Newhall, Saugus, Canyon Country, Castaic, and all of California. We specialize in FHA loans, VA loans, Conventional loans, Jumbo loans, Non-QM programs, and Bank Statement loans for self-employed borrowers. Licensed by the California Department of Financial Protection and Innovation (DFPI)

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